More Than the Driver: The Chain of Liability in a Texas Truck Wreck

December 6, 2025 | By Cowen Rodriguez Peacock
More Than the Driver: The Chain of Liability in a Texas Truck Wreck

Establishing the full scope of liability in a truck accident means investigating not only the driver, but also the motor carrier, cargo loaders, and maintenance companies whose combined negligence often causes these catastrophic events. 

Successfully identifying every responsible corporate entity presents a significant challenge, but a personal injury lawyer counters the trucking company’s legal strategy by conducting an independent investigation designed to hold all at-fault parties accountable.

Key Takeaways for Liability in a Texas Truck Accident

  • Multiple parties, including the driver, trucking company, cargo loaders, and maintenance vendors, may share responsibility for a single truck wreck.
  • Federal regulations impose strict safety and operational standards on motor carriers, and violations can serve as strong indicators of negligence.
  • The trucking company, or motor carrier, often carries significant liability for its driver's actions, and it can also face direct liability for negligent hiring, training, and supervision.
  • Evidence like the truck’s electronic data recorder (black box), maintenance logs, and company communications helps build your case.
  • An attorney's independent investigation often proves necessary to identify every contributing factor and every at-fault party in a commercial vehicle accident.

A Wreck Is a Product of Many Decisions

After a serious collision, investigators look at the immediate actions that caused it. They may analyze the driver’s speed, the road conditions, and whether anyone violated traffic laws. A commercial vehicle accident, however, seldom results from a single mistake in a single moment. 

Its origins may trace back weeks, months, or even years before the vehicles ever collided.

Corporate policies, maintenance schedules, and hiring practices all play a part in highway safety. A company that cuts corners on safety to increase profits creates a dangerous environment for everyone on the roads, including the residents of San Antonio and Bexar County. 

Determining fault means looking past the driver to examine the entire system that put the truck on the road.

Who Regulates the Trucking Industry?

The Federal Motor Carrier Safety Administration (FMCSA) sets the rules for the trucking industry. This government agency creates and enforces regulations designed to make commercial trucking safer. The FMCSA rules cover nearly every aspect of trucking operations.

Here are a few areas the FMCSA governs:

  • Driver Qualifications: This includes the specific licensing, training, and medical fitness required to operate a large commercial truck.
  • Driving Hours: Regulations limit how long a driver can operate the vehicle without rest to combat driver fatigue.
  • Vehicle Maintenance: The rules mandate regular inspections and repairs to keep trucks in a safe, operable condition.
  • Cargo Securement: Federal standards dictate the proper methods for loading and securing different types of freight to prevent shifts or spills.

When a trucking company or one of its partners violates these federal rules, that violation can point directly toward accountability for a crash. A thorough investigation uncovers these violations and links them to the cause of your injuries. 

Proving a company failed to follow these federal mandates can be a key component in establishing liability in a truck accident in Texas.

The Chain of Command: Finding Every Responsible Party

Trucking is a massive industry with many specialized players. A single shipment may involve the driver, the motor carrier they work for, the company that owns the cargo, a separate company that loaded the freight, and the mechanic who last serviced the brakes. 

Any one of these parties can make a mistake that leads to a catastrophic event on roads like U.S. 281 or I-10. An effective investigation explores the potential failures of each link in this chain.

You have the right to seek answers about who contributed to your injuries. The initial police report provides a starting point, but it rarely tells the whole story of a commercial vehicle accident. Peeling back the layers reveals the corporate negligence that so often sits at the core of these events.

The truck driver is on the front lines, and their actions are always a central focus of an investigation. Driver error is a common cause of accidents. Common driver mistakes involve speeding, distraction, fatigue, or intoxication. 

A driver who acts recklessly or negligently behind the wheel bears direct responsibility for the harm they cause. However, many factors may influence a driver's behavior. 

Did the trucking company pressure the driver to speed to meet an unrealistic deadline? Did they force the driver to violate Hours of Service (HOS) rules to complete more runs? Questions like these often show that a driver's mistake was actually a symptom of a much larger corporate problem.

The Motor Carrier: Suing a Trucking Company

The company that owns the truck and employs the driver is known as the motor carrier. These companies bear a significant responsibility for the safety of their operations, and their negligence can manifest in various ways.

A list of motor carrier responsibilities includes:

  • Hiring and Training: A company must vet its drivers carefully, reviewing their driving records and qualifications. They also have a duty to provide proper training on company policies and FMCSA regulations.
  • Supervision: A motor carrier must monitor its drivers for compliance with safety rules, including driving logs and post-accident drug testing.
  • Maintenance and Repair: Companies must implement and adhere to a strict vehicle inspection and maintenance schedule to identify and address mechanical issues before they lead to failure.
  • Operations: Dispatchers and managers may pressure drivers to violate safety rules in ways that create a dangerous situation for everyone.

A trucking company's negligence may be a direct cause of a crash. For instance, if the company hired a driver with a known history of reckless driving, it may face claims for negligent hiring. 

Similarly, a failure to maintain the truck’s brakes may lead to brake failure and a potential collision.

The Freight Company: Shippers and Loaders

The role of the freight company introduces another layer of potential third-party liability. The term "shipper" refers to the owner of the goods being transported. In contrast, "loader" refers to the party, sometimes a separate company, responsible for physically placing the cargo onto the truck. 

A shipper must accurately classify its cargo, especially if the materials are hazardous. A loader has a duty to secure the freight safely and in line with applicable safety rules. Improperly loaded or secured cargo can shift during transit, making the truck unstable and difficult to control.

Overloaded trucks also pose a serious danger, as excess weight can strain the brakes and tires, leading to catastrophic failure. An accident caused by shifting or falling cargo may point to the loader’s or shipper’s negligence.

Maintenance Vendors and Parts Manufacturers

Not all trucking companies perform their own maintenance. Many outsource their repairs and inspections to third-party commercial vehicle repair shops. If a mechanic at one of these shops performs a faulty repair or fails to identify a dangerous mechanical issue, that shop may be held responsible for a subsequent wreck. 

For example, a technician who improperly installs a new tire might be liable if that tire detaches on the highway. Additionally, the manufacturer of the truck itself or any of its individual components may bear some responsibility. 

If a crash happens because a specific part, like a steering component or an axle, fails due to a design or manufacturing defect, the company that produced it might be a party to the lawsuit. These product liability claims add another dimension to commercial vehicle accident cases.

Building a Trucking Accident Case With Strong Evidence

You cannot establish responsibility in a complex truck accident claim on speculation alone. It requires hard evidence that connects a party’s actions, or lack of action, to the collision that injured you. 

An attorney knows what evidence to ask for and how to use it to reconstruct the events that led to the crash.

Data Tells the Story

Modern commercial trucks are equipped with sophisticated electronic systems that record a vast amount of data. This information can offer an unbiased look at what was happening in the moments before, during, and after impact. 

This type of information is a powerful tool when determining the liability in a Texas truck accident.

The most important pieces of data often include:

  • The Black Box: The truck’s electronic control module, or black box, records information about the truck's speed, brake application, engine RPMs, and other key operational data.
  • GPS Systems: Many fleets use GPS tracking, which provides a detailed history of the truck's location, speed, and stops. This data helps verify driver logs and delivery timelines.
  • Driver Dash Cams: An increasing number of trucking companies use forward-facing or driver-facing cameras, which may capture the collision itself or the conditions inside the cab.
  • Electronic Logging Devices (ELDs): These devices automatically track a driver's hours behind the wheel, providing clear evidence of any HOS violations.

Corporate Records Reveal Company Policies

Beyond the truck’s electronic data, the company's internal documents provide a window into its safety culture and practices. Obtaining these records often requires a formal legal process. A review of these documents may uncover patterns of negligence or a disregard for safety regulations.

Important corporate documents include:

  • Driver Qualification File: This file contains the driver’s employment application, driving record, training certificates, and required medical certification information.
  • Inspection and Maintenance Records: These logs detail the entire service history of the truck and trailer, revealing whether the company followed required maintenance protocols.
  • Drug and Alcohol Test Results: Federal rules require these tests after certain accidents, such as crashes involving a death or specific serious violations.
  • Bills of Lading and Dispatch Records: These documents show who was responsible for the cargo and what delivery deadlines the driver was under.

This documentation often reveals the systemic failures that truly caused a collision. A missing maintenance record or a falsified driver log can be the key that unlocks the complete story of how and why your accident happened. 

Examining this information plays a central role for your lawyer when suing a trucking company.

FAQ for Liability in a Texas Truck Accident

Truck Accident

How Does a Lawyer Determine Liability After a Truck Accident in Texas?

Determining liability in a truck accident requires a deep investigation into the actions of the driver, the motor carrier, and any other involved third parties. Investigators review evidence like the police report, the truck's black box data, driver logs, maintenance records, and witness statements. 

Texas follows a modified comparative fault rule, meaning responsibility can be assigned to multiple parties, and an injured person's potential recovery may be reduced by their own percentage of fault.

Can a Truck Driver's Employer Be Held Responsible for an Accident?

Yes, a truck driver's employer, the motor carrier, can often be held responsible for an accident caused by their employee. This can occur through a legal principle known as vicarious liability, where an employer is responsible for the actions of its employee on the job. 

A company may also be directly negligent for its own actions, such as failing to properly train a driver or pressuring them to violate safety regulations.

What if a Mechanical Failure Caused the Truck Wreck?

If a mechanical failure led to the crash, several parties might bear responsibility. If the motor carrier neglected its duty to inspect and maintain the truck, the company may be liable. If a third-party repair shop performed a faulty repair, that shop could be held responsible. 

Furthermore, if the failure stemmed from a defective part, the manufacturer of that part may be liable.

How Long Do I Have To File a Lawsuit After a Truck Accident in Texas?

In Texas, the statute of limitations for filing a personal injury lawsuit, including one for a truck accident, is generally two years from the date of the incident. Some exceptions may alter this deadline. Contact an attorney well before this deadline expires to protect your right to file a claim.

Are There Limits on the Compensation I Can Receive?

The value of a claim depends on many factors, including the severity of your injuries, the cost of your medical care, the amount of your lost income, and the impact on your quality of life. 

While Texas does place caps on damages in some specific types of cases, such as medical malpractice, there are generally no caps on economic or non-economic damages in a standard truck accident personal injury claim.

However, Texas law does limit exemplary damages. In most cases, these damages are capped at an amount that is tied to the size of your other compensation.

Get the Advocates You Deserve

The days after a wreck involving an 18-wheeler on I-35 or along I-10 by the Loop 410 interchange can be confusing. The legal team at Cowen | Rodriguez | Peacock helps Texans injured in serious trucking accidents. 

We investigate these complex events to identify every party that contributed to our clients' harm. Let us handle the legal details so you can concentrate on your health. Contact us today through our online form to learn more about our services.