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The insurance adjustor wants me to give a recorded statement. Should I?

A: Probably not.  You are under no legal obligation to give a statement to the other driver's insurance company!

The insurance company does not want to take your statement to find out what happened.  They already know.  They read the police report, and talked to their insured.  The reason they want to take your statement is because they want to try to trip you up or put words in your mouth - so they can get away with paying you less than you deserve.

Some insurance adjustors will tell you that they cannot pay a claim unless they take your statement.  That is a lie!  We have settled over 1,000 claims where our clients did not give a statement.

However, sometimes you may be required to give a statement to your own insurance company.  Whether you have such an obligation depends on the language of your insurance company.  Even then, you should consult with an experienced car accident lawyer to make sure that the insurance adjustor does not trick or trap you during the statement.

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